Terms of Service

MomEarns.com is an online tutorial guide on various possible ways of making part time or online income.

This website is subject to and governed by these Terms of Service, Privacy Policy, including the sub-sections of these sections on the Website (hereinafter referred as “Terms”). You understand that the Terms and conditions will be binding on you. You agree that Services offered on the Website can be accessed only in accordance with the Terms and you shall be responsible to comply with the Terms at all times. You are responsible to be aware of and agree to abide by the Terms published and periodically amended or modified by Mom Earns. If any of the Terms are determined to by unlawful, invalid, void or unenforceable for any reason by any judicial or quasi – judicial body in India. It will not affect the validity and enforceability of the remaining Terms. Our failure or delay to act or exercise any right or remedy with respect to a breach of any of the Terms of you shall not be construed as a waiver of our right to act with respect to the said breach or any prior, concurrent, subsequent or similar breaches. If a promotion, game, event or competition is organized by us on this website, it shall be governed by the Terms and any supplementary terms and conditions which will be specifically applied for that promotion, game, event or competition. Applicability before registering with us, you should carefully read the Terms of Service and Privacy Policy provided in this website which is applicable to all services on the website and also the product-specific conditions and rules applicable to specific offerings.

Role of the Website

This website is a platform where the user learns on various topics about doing part time job or business, online or offline. The user may go through the advertisements, web links appearing on the website and contact the respective advertisers.

The user understands that this website is only a tutorial guide and does not endorse or assure any income earning tool.

The user understands that it is his sole responsibility to verify the information provided in this website before taking any decision regarding further processing of information at his end.

You may only use the Services available in this website if you are 18 years of age or over. Access to our services or any part thereof may be restricted by us from time to time in our sole decision.

A. Any information provided by you to us, whether at the stage of registration or during anytime subsequently, should be complete and truthful.

B. You represent that you are 18 years of age or older to use our services.

C. You are voluntarily participating and assume all responsibility for and risk resulting from your participation, including all risk of financial loss. You agree to indemnify and hold MomEarns, its employees, directors, officers and agents harmless with respect to any and all claims and cost associated with your participation in the activity.

D. You represent that you have the experience and requisite skills required to participate in the activity and that you are not aware of any physical or mental condition that would impair your capability to fully participate in the activity. You further acknowledge that you are solely responsible for any consequence resulting from your participating in any of the activities or being associate with any other activities.

E. You understand that MomEarns assumes no liability or responsibility for any financial loss that you may sustain as a result of participation in any of the participation in the activity.

F. You understand and agree that you are solely responsible for all contents posted, transmitted, uploaded or otherwise made available on this website by you. All content posted by you must be legally owned by or licensed to you. By publishing any content on the Website, you agree to grant us a royalty-free, world-wide, non-exclusive, perpetual and assignable right to use, copy, reproduce, modify, adapt, publish, edit, translate, create derivative works from, transmit, distribute, publicly display, and publicly perform your content and to use such content in any related marketing materials produced by us or our affiliates. Such content may include, without limitation, your name, username, location, messages, articles, gender or pictures. You also understand that you do not obtain any rights, legal or equitable, in any material incorporating your content. You further agree and acknowledge that MomEarns has the right to use in any manner whatsoever, all communication or feedback provided by you.

G. You understand and accept that MomEarns reserves the right to record any and all user content produced by way of but not limited to chat messages, articles, write-ups posted on the Website.

H. You shall not hold MomEarns responsible for not being publish any messages, articles, write-ups or participation of any reward programmes for which you may be eligible to participate. This includes, but is not limited to situations where you are unable to log into your user account as your user account may be pending validation or you may be in suspected or established violation of any of the Terms.

I. You understand and accept that by viewing or using the Website or availing any services, or using communication features on the Website, you may be exposed to content posted by other users which you may find offensive, objectionable or indecent. You may bring such content posted by other users to our notice that you may find offensive, objectionable or indecent and we reserve the right to act upon it as we may deem fit. The decision taken by us on this regard shall be final and binding on you.

You agree not to post, email, host, display, upload, modify, publish, transmit, update or share any information on the Site, or otherwise make available Content:

a) that violates any law;

b) that is copyrighted or patented, protected by trade secret or trademark, or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such right or have permission or a license from their rightful owner to post the material and to grant MomEarns all of the license rights granted herein;

c) that infringes any of the foregoing intellectual property rights of any party, or is content that you do not have a right to make available under any law or under contractual or fiduciary relationships;

d) that is harmful, abusive, unlawful, threatening, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, invasive of another’s privacy or other rights, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling or harms or could harm minors in any way or otherwise unlawful in any manner whatsoever; e) that harasses, degrades, intimidates or is hateful towards an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;

f) that violates any federal, state, or local equal employment laws, including but not limited to those prohibiting the stating, in any advertisement for employment, a preference or requirement based on race, color, religion, sex, national origin, age, or disability of the applicant. g) that threatens the unity, integrity, defense, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any congnisable offence or prevents investigation of any offence or is insulting any other nation;

h) that includes personal or identifying information about another person without that person’s explicit consent;

i) that impersonates any person or entity, including, but not limited to, MomEarns employee, or falsely states or otherwise misrepresents an affiliation with a person or entity; j) deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature.

k) that includes links to commercial services or Third Party Websites, except as specifically allowed by MomEarns.

l) that advertises any illegal services or the sale of any items the sale of which is prohibited or restricted by applicable law, including without limitation items the sale of which is prohibited or regulated by Indian law.

m) that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment or any other computer resource.

n) that disrupts the normal flow of dialogue with an excessive number of messages (flooding attack) to the Service, or that otherwise negatively affects other users' ability to use the Service; or

o) that employs misleading email addresses, or forged headers or otherwise manipulated identifiers in order to disguise the origin of Content transmitted through the Service. Additionally, you agree not to:

i) contact anyone who has asked not to be contacted, or make unsolicited contact with anyone for any commercial purpose; or to "stalk" or otherwise harass anyone;

ii) make any libellous or defamatory comments or postings to or against anyone;

iii) collect personal data about other users or entities for commercial or unlawful purposes;

iv) use automated means, including spiders, robots, crawlers, data mining tools, or the like to download or scrape data from the Service, except for internet search engines (e.g,. Google) and non-commercial public archives (e.g. archive.org) that comply with our robots.txt file;

v) post Content that is outside the local area or not relevant to the local area, repeatedly post the same or similar Content, or otherwise impose unreasonable or disproportionately large loads on our servers and other infrastructure;

vi) post the same item or service in multiple classified categories or forums, or in multiple metropolitan areas;

vii) attempt to gain unauthorized access to computer systems owned or controlled by MomEarns or engage in any activity that disrupts, diminishes the quality of, interferes with the performance of, or impairs the functionality of, the Service or the Website.

viii) use any form of automated device or computer program (sometimes referred to as "flagging tools") that enables the use of MomEarns's "flagging system" or other community control systems without each flag being manually entered by a human that initiates the flag (an "automated flagging device"), or use any such flagging tool to remove posts of competitors, other third parties or to remove posts without a reasonable good faith belief that the post being flagged violates these Terms or any applicable law or regulation.

ix) use any automated device or software that enables the submission of automatic postings on MomEarns without human intervention or authorship (an "automated posting device"), including without limitation, the use of any such automated posting device in connection with bulk postings, or for automatic submission of postings at certain times or intervals; or

x) Any Content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the Site, we may terminate your account/block your access to the Site and we reserve the right to remove any non-compliant Content uploaded by you.

a) To use our Services, you will need to register with us on the Website.

b) By completing the online registration process on the Website, you confirm you acceptance of the Terms.

c) During the registration process, you will be required to choose a login name and a password in addition to providing some other information which may not be mandatory. Additionally, you may be required to give further personal information for your user account verification and/or for adding cash to your user account. You must give us the correct details in all fields requiring your personal information, including, without limitation, your name, postal address, email address, telephone number(s) etc. You undertake that you will update this information and keep it current.

d) You acknowledge that we may, at any time, require you to verify the correctness of this information and in order to do so may require additional documentary proof from you, failing which we reserve the right to suspend or terminate your registration on the Website. e) Any information provided by you to us should be complete and truthful to the best of your knowledge. We are not obliged to cross check or verify information provided by you and we will not take any responsibility for any outcome or consequence as a result of you providing incorrect information or concealing any relevant information from us.

f) You understand that it is your responsibility to protect the information you provide on the Website including but not limited to your Username, Password, Email address, Contact Details and Mobile number. MomEarns will not ask for your user account login password which is only to be entered at the time of login. At no other time should you provide your user account information to any user logged in on the Website or elsewhere. You undertake that you will not allow / login and then allow, any other person to play from your user account using your username. You specifically understand and agree that we will not incur any liability for information provided by you to anyone which may result in your user account on the Website being exposed or misused by any other person.

g) You agree to use your MomEarns user account solely for the purpose of publishing messages, articles, write-ups and or accessing various rewards on the Website and for transactions which you may have to carry out in connection with availing the Services on the Website. Use or attempted use of your user account for any reason other than what is stated in the Terms may result in immediate termination of your user account and forfeiture of any prize, bonus or balance in the user account.

h) You understand and agree that you cannot transfer any sum from your user account with us to the account of another registered user on the Website.

i) We are legally obliged to deduct tax at source (TDS) on all the rewards as the case may be. We neither advise you nor shall in any manner be responsible for your individual tax matters. j) We reserve the right to verify your PAN from time to time and to cancel any rewards should your PAN be found inconsistent in our verification process.

a. MomEarns may from time to time attempt to validate its subscriber user accounts. These attempts may be made via a phone call or via email. In the event that we are not able to get in touch with you the first time around, we will make additional attempts to establish contact with you. If the phone number and email provided by you is not correct, we bear no responsibility for the Services being interrupted due to our being unable to establish contact with you.

b. If we are unable to reach you or if the validation is unsuccessful, we reserve the right to disallow you from logging into the Website or reduce your access limits until we are able to satisfactorily validate your user account. We will in such events email you to notify you of the next steps regarding user account validation. We may also ask you for proof of identification and proof of address from time to time.

c. Upon receipt of suitable documents, we will try our best to enable your user account at the earliest. However, it may take a few business days to reinstate your user account.

d. In the event that we have made several attempts to reach out to you but have been unable to do so, we also reserve the right to permanently suspend your user account and refund the amount, if any, in your user account to the financial instrument through which the payment was made to your user account or by cheque to the address provided by you. In the event the address provided by you is incorrect, MomEarns will not make any additional attempts for delivery of the cheque unless a correct address is provided by you and charges for redelivery as prescribed by MomEarns are paid by you.

e. The Privacy Policy of our Website forms a part of the Terms. All personal information which is of such nature that requires protection from unauthorized dissemination shall be dealt with in the manner provided in the Privacy Policy of the Website.

You acknowledge and agree that MomEarns may establish limits from time to time concerning use of the Service, including among others, the maximum number of days that Content will be maintained or retained by the Service, the maximum number and size of postings, e-mail messages, or other Content that may be transmitted or stored by the Service, and the frequency with which you may access the Service or the Website. You acknowledge and agree that MomEarns has no responsibility or liability for the deletion or failure to store any Content maintained or transmitted by the Website or the Service. You acknowledge and agree that MomEarns reserves the right at any time to modify or discontinue the Service (or any part thereof) with or without notice, and that MomEarns shall not be liable to you or to any third party for any such modification, suspension or discontinuance of the Service. You acknowledge and agree that MomEarns, in its sole and absolute discretion, has the right (but not the obligation) to delete or deactivate your account, block your e-mail or IP address, or otherwise terminate your access to or use of the Service (or any part thereof), immediately and without notice, and remove and discard any Content within the Service, for any reason or no reason at all, including, without limitation, if MomEarns believes that you have violated these Terms. Further, you agree that MomEarns shall not be liable to you or any third-party for any termination of your access to the Website or the Service. Further, you agree not to attempt to use the Service after any such termination.

Users may pay a non-refundable subscription fee to have their messages, articles, write-ups posted in selected locations on the Website. In order to purchase the subscription, you may be required to transmit certain information through a third party service provider, a Third Party Website, which may be governed by its own terms of use and other policies. MomEarns makes no representation or guarantee as to the safety or security of the information transmitted to any Third Party Website, and your linking to any Third Party Website is completely at your own risk, and MomEarns disclaims all liability related thereto.

a. All transactions on the Website shall be in Indian Rupees.

b. Once you register on our Website, we maintain a user account for you to keep a record of all your transactions with us. Payments connected with subscription have to be made through your MomEarns user account. All the rewards won by you are credited by us into this user account.

c. When making a payment, please ensure that the instrument used to make the payment is your own and is used to Add Cash into your user account only. d. You are free to deposit as much money as you want in your user account for the purpose of subscribing on the Website.

e. MomEarns wants you to publish messages, articles, write-ups responsibly on the Website.

f. Credit card, Debit card, prepaid cash cards and internet banking payments are processed through third party payment gateways. Similarly, other payment modes also require an authorization by the intermediary which processes payments. We are not responsible for delays or denials at their end and processing of payments will be solely in terms of their policies and procedures without any responsibility or risk at our end. If there are any issues in connection with making payments, a complaint may be sent to us following the complaints procedure provided in "Complaints and disputes" section below. You agree that in such an event of your credit being delayed or eventually declined for reasons beyond our control, we will not be held liable in any manner whatsoever. g. We have the right to cancel a transaction at any point of time solely according to our discretion in which case if the payment is successful, then the transaction will be reversed and the money credited back to your payment instrument.

a. You may withdraw your earnings by means of either an account payee cheque or an electronic bank to bank transfer for the amount of earnings.

b. You agree that all withdrawals you make are governed by the following conditions:

i. You can choose to withdraw money from your user account on first week of subsequent month of your earning, subject to withdrawal restrictions, by notifying us of your withdrawal request.

ii. Once notified, post verification of the withdrawal request, we may disburse the specified amount by cheque or electronic transfer based on the mode of withdrawal selected by you. We shall make our best efforts to honour your choice on the mode of withdrawal, but reserve the right to always disburse the specified amount to you by cheque. We also reserve the right to disburse the amount on the financial instrument used to Add Cash to your user account.

iii. Withdrawals attract processing charges as per the prevalent policy.

iv. If a cheque is not en-cashed within 30 days of dispatch, we will deem the cheque to have been lost and reserve the right to cancel the cheque with necessary instructions to our bank to stop payment of that cheque. This may result in dishonour of that cheque in which case we shall not be liable for the cheque amount to you. Any request for reissuing the cheque will result in deduction of applicable processing charges from the amount of the cheque on reissuance. v. We will attempt our best to process your withdrawals in a timely manner, but there could be delays due to the time required for verification and completing the withdrawal transaction. We shall not be liable to pay you any form of compensation for the reason of delays in remitting payments to you from your user account.

c. If you are a reward winner resident in India and physically present in India while accessing the services of MomEarns but not an Indian citizen, we will remit your earning in Indian Rupees to the address given by you, provided, the address is within India.

You may face Service disruptions, including, but not limited to disconnection or communication interferences due to issues in the internet infrastructure used for providing or accessing the Services or due to issues with the hardware and software used by you. You understand that MomEarns has no control over these factors. MomEarns shall not be responsible for any interruption in Services and you take full responsibility for any risk of loss due to Service interruptions for any such reason. You agree that under no circumstances shall you compel MomEarns or hold MomEarns liable to pay you any amount over and above the service charges for any of the aforementioned errors/omissions of MomEarns.

a. All content and material on the Website including but not limited to information, images, marks, logos, designs, pictures, graphics, text content, hyperlinks, multimedia clips, animation, other contents whether or not belonging to MomEarns, are protected by applicable intellectual property laws. Additionally, all messages, images, recommendations, emails, images sent by any user can be logged/recorded by us and shall form part of Content and MomEarns is free to use this material in any manner whatsoever.

b. The Website may contain information about or hyperlinks to third parties. In such a cases, we are not responsible in any manner and do not extend any express or implied warranty to the accuracy, integrity or quality of the content belonging to such third party websites. If you rely on any third party Content posted on the Website which does not belong to MomEarns, you may do so solely at your own risk and liability.

c. If you visit any third party website through a third party Content posted on the website, you will be subject to terms and conditions applicable to it. We neither control nor are responsible for content on such third party websites. The fact of a link existing on our Website to a third party website is not an endorsement of that website by us.

d. Mom Earns has a section called Blogs from Moms, in which the write ups or articles are being posted by the subscribers for tutorial purpose.
We are not responsible in any manner and do not extend any express or implied warranty to the accuracy, integrity or quality of the content posted in this section.
This is considered to be the third party content. If you rely on any third party Content posted on the Website which does not belong to MomEarns, you may do so solely at your own risk and liability.

a. All Content on the Website shall be utilized only for the purpose of availing Services and in conformity with the Terms.

b. You acknowledge that all ownership rights and all copyright and other intellectual property rights in the Content are owned by MomEarns or our licensors and that you have no right title or other interest in any such items except as expressly stated in the Terms.

c. You are granted a personal, non-exclusive, non-assignable and non-transferable license to use the Content solely for the purposes of accessing and using the Services and for no other purpose whatsoever.

d. You shall not sublicense, assign or transfer the license granted to you, or rent or lease or part with the whole or any part of such license or of the Content included in such license.

e. You may not transfer, copy, reproduce, distribute, exploit, reverse engineer, disassemble, translate, decode, alter, make derivations from or make any other use of Content on the Websites in any manner other than as permitted for obtaining the Services provided on the website.

f. You may not hyperlink the Website to any other website without permission from us.

g. You may access information on, and download and print extracts from the Websites for your personal use only. No right, title or interest in any downloaded materials or software is transferred to you by downloading and you are expressly prohibited from using such materials for any commercial purpose unless agreed with us in writing.

You are free to discontinue use of the Services on the Website at any time by intimating us of your desire to do so by sending an email to us at support@MomEarns.com. If at such time, there is a positive withdrawable cash balance in your user account, we will, subject to satisfactory verification, disburse the same to you by online transfer or by a cheque in a timely manner.

a. We may suspend or otherwise put restrictions on your access to the Services on the Website during investigation for any of the following reasons:

i. Suspected violation of Terms or other abuse of your user account;

ii. Suspected breach of security of your user account; or iii. If there have been charge-backs on your user account.

b. Our decision to suspend or restrict Service or any part thereof as we deem appropriate shall be final and binding on you.

The validity of the membership is 12 months from the date of registration. There is no membership fee and one becomes member automatically when created his login account. Amount paid by the member, if any, is towards their subscription in the website only and No Refund will be entertained.

During the course of membership, if he / she demise or becomes permanently disabled, then he can request to terminate or MomEarns will terminate their membership permanently. The cash balance, if any, in your user account, we will, subject to satisfactory verification, disburse the same to you by online transfer or by a cheque in a timely manner.

a. In the event of breach of any of the Terms being evidenced from our investigation or if there is reasonable belief, in our sole discretion, that your continued access to the Website is detrimental to the interests of MomEarns, our other users or the general public; we may in our sole discretion take any or all of the following actions:

i) Restrict to participate any Reward Programmes

ii) Permanently suspend your user account on the Website;

iii) Forfeit the cash balance, if any, in your user account;

iv) Demand damages for breach and take appropriate civil action to recover such damages; and/or

v) Initiate prosecution for violations that amount to offences in law.

b. Additionally, in the event of committing material breach hereof, we reserve the right to bar you from future registration on the Website.

c. The decision of MomEarns on the action to be taken as a consequence of breach shall be final and binding on you.

d. Any action taken by MomEarns shall be without prejudice to our other rights and remedies available in law or equity.

a. If you have a complaint, you should in the first instance contact the customer support team at support@MomEarns.com or write to us following the procedure given in the Contact Us section. Complaints should be made as soon as possible after circumstances arise that cause you to have a complaint.

b. You accept that any complaints and disputes are and remain confidential both whilst a resolution is sought and afterwards. You agree that you shall not disclose the existence, nature or any detail of any complaint or dispute to any third party.

c. MomEarns shall make efforts to resolve complaints within reasonable time. d. Our decision on complaints shall be final and binding on you.

a. We may alter or modify the Terms at any time without giving prior notice to you. We may choose to notify of some changes in the Terms either by email or by displaying a message on the Website; however, our notification of any change shall not waive your obligation to keep yourself updated about the changes in the Terms. Your continued use of the Website and/or any Services offered constitutes your unconditional acceptance of the modified or amended Terms.

b. We may also post supplementary conditions for any Services that may be offered. In such an event, your use of those Services will be governed by the Terms as well as any such supplementary terms that those Services may be subject to.

a) In addition to specific references to limitation of liability of MomEarns elsewhere in the Terms, under no circumstances (including, without limitation, in contract, negligence or other tort), MomEarns shall be liable for any injury, loss, claim, loss of data, loss of income, loss of profit or loss of opportunity, loss of or damage to property, general damages or any direct, indirect, special, incidental, consequential, exemplary or punitive damages of any kind whatsoever arising out of or in connection with your access to, or use of, or inability to access or use, the Services on the Website. You further agree to indemnify us and our service providers and licensors against any claims in respect of any such matter.

b) Without limiting the generality of the foregoing, you specifically acknowledge, agree and accept that we are not liable to you for:

i) the defamatory, undesirable or illegal conduct of any other user of the Services;

ii) any loss whatsoever arising from the use, abuse or misuse of your user account or any feature of our Services on the Websites;

iii) any loss incurred in transmitting information from or to us or from or to our Websites by the internet or by other connecting media;

iv) any technical failures, breakdowns, defects, delays, interruptions, improper or manipulated data transmission, data loss or corruption or communications' infrastructure failure, viruses or any other adverse technological occurrences arising in connection with your access to or use of our Services;

v) the accuracy, completeness or currency of any information services provided on the Website;

vi) any delay or failure on our part to intimate you where we may have concerns about your activities; and

vii) your activities / transactions on third party websites accessed through links or messages, articles, write-ups posted in the Website.

viii) Not withstanding anything to the contrary contained in the Terms or elsewhere, you agree that our maximum aggregate liability for all your claims under this agreement, in all circumstances, other than for the payment of any withdrawable balance in your user account, shall be limited to Indian Rupees One Thousand only (INR. 1000/-)

a. Disclaimer

i. The Services on the Website and the Content present on it are provided strictly on "as is" basis with all faults or failings. Any representations, warranties, conditions or guarantee whatsoever, express or implied (including, without limitation, any implied warranty of accuracy, completeness, uninterrupted provision, quality, merchantability, fitness for a particular purpose or non-infringement) are specifically excluded to the fullest extent permitted by law. MomEarns does not ensure or guarantee continuous, error-free, secure or virus-free operation of the website or its Content including software, your user account, the transactions in your user account or continued operation or availability of any facility on the website.

ii. Additionally, MomEarns does not promise or ensure that you will be able to access your user account or obtain Services whenever you want. It is entirely possible that you may not be able to access your user account or the Services provided by MomEarns at times or for extended periods of time due to, but not limited to, system maintenance and updates.

iii. MomEarns disclaims responsibility and liability for any harm resulting from cancellation of any schemes announced by it. You acknowledge and agree that you will not be entitled to any refund in case of any service outages that may be caused by failures of our service providers, computer viruses or contaminants, natural disasters, war, civil disturbance, or any other cause beyond the reasonable control of MomEarns. iv. MomEarns specifically disclaims any liability in connection with events made available or organized on the website which may require specific statutory permissions, in the event such permissions are denied or cancelled whether prior to or during such event.

v. MomEarns specifically disclaims any liability in connection with your transactions with third parties which may have advertisements or are hyperlinked on the Website. vi. MomEarns disclaims any liability in connection with violation of intellectual property rights of any party with respect to third party Content or user content posted on our Website. Intellectual property rights in any Content not belonging to us belong to the respective owners and any claims related to such content must be directly addressed to the respective owners.

vii. MomEarns specifically disclaims any liability arising out of the acts or omissions of the infrastructure providers or otherwise failure of internet services used for providing and accessing the Services.

b. Indemnity

i. To the extent permitted by law, and in consideration for being allowed to participate in the Activity, you hereby agree to indemnify, save and hold harmless and defend us (to the extent of all benefits and awards, cost of litigation, disbursements and reasonable attorney's fees that we may incur in connection therewith including any direct, indirect or consequential losses, any loss of profit and loss of reputation) from any claims, actions, suits, taxes, damages, injuries, causes of action, penalties, interest, demands, expenses and/or awards asserted or brought against us by any person in connection with:

ii. infringement of their intellectual property rights by your publication of any content on our Website.

iii. defamatory, offensive or illegal conduct of any other player or for anything that turns out to be misleading, inaccurate, defamatory, threatening, obscene or otherwise illegal whether originating from another advertiser or otherwise;

iv. use, abuse or misuse of your user account on our Website in any manner whatsoever;

v. any disconnections, technical failures, system breakdowns, defects, delays, interruptions, manipulated or improper data transmission, loss or corruption of data or communication lines failure, distributed denial of service attacks, viruses or any other adverse technological occurrences arising in connection with your access to or use of our Website; and

vi. access of your user account by any other person accessing the Services using your username or password, whether or not with your authorization.

The Terms and Privacy Policy shall be interpreted in accordance with the laws of India. Any dispute, controversy or claim arising out of the Terms or Privacy Policy shall be subject to the exclusive jurisdiction of the civil courts at Chennai.

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